Cheque Bounce Recovery (Section 138 NI Act)
End-to-end cheque dishonour workflows tightly aligned to Indian statutory deadlines. Automatically ingests bank return memos, tracks mandatory 15-day cure limitation windows, and prepares verified complaints ready for judicial magistrate filing.
Engineered for Enterprise Recovery & Compliance
Bank Memo Ingestion & Limitation Calendar
Automated intake of bank dishonour memos, extracting cheque numbers, return reasons (insufficient funds, account closed), and calibrating the statutory 30-day notice window.
15-Day Statutory Cure Tracking
Monitors the mandatory 15-day cure timeline upon confirmed receipt. Real-time notifications alert legal teams the precise day the criminal cause of action matures.
Section 141 Corporate & Director Liability
For commercial accounts, dynamically issues parallel notices to managing directors, signatories, and corporate officers held vicariously liable under Section 141.
Section 142 Judicial Complaint Docket Assembly
Upon non-payment after 15 days, automatically generates verified criminal complaint petitions, limitation affidavits, and exhibit compilations for Magistrate filing.
Statutory Provisions & Judicial Mandates
Cheque dishonour proceedings are quasi-criminal statutory actions requiring strict conformity to limitation milestones.
Constitutes dishonour of cheques for insufficiency of funds as a punishable offence with imprisonment up to 2 years, fine up to twice the cheque amount, or both.
Enforces personal criminal liability against every person who, at the time of the offence, was in charge of and responsible for the conduct of the debtor company's business.
Empowers criminal courts to order the drawer to deposit up to 20% of the cheque amount as interim compensation to the complainant during trial.
Prescribes the mandatory one-month limitation window for presenting the formal complaint before the Judicial Magistrate or Metropolitan Magistrate.
From Portfolio Ingestion to Evidentiary Proof
Bank Memo Ingestion
Ingest dishonour memo and cheque copy. Platform verifies limitation deadlines, calculates interest, and flags drawer particulars.
Mandatory Statutory Demand
Advocate-signed Section 138 legal notice served via registered post and digital channels with certified 15-day cure window.
Magistrate Filing Docket Assembly
If unpaid within 15 days, platform compiles the entire evidentiary record into a Section 142 complaint docket for courtroom presentation.
Modernize Legal Recovery
Without Court Delays.
Deliver court-admissible statutory notices across WhatsApp, SMS, Email, and Speed Post in minutes. Book a demo to see it in action.